For any Product in your Store, you can create a Payment Plan that will allow users to make an initial payment, then the remaining payments over time automatically. Go to Store > Add Items > Add a Product. As you work through the several set up screens, you will have two options of setting a Payment Plan:

• Fixed Monthly Payment, with an amount for the first payment and then the number of months over which the balance should be paid.
• Date Specific Payment, with an amount for the first payment and then specific amounts and dates for the remainder. You will then click Next, then Save the product in the store.  

When the user goes to the website and chooses the item in the Store, they will have the option to either Pay in Full or to select the Payment Plan.  If they select the Payment Plan, it will show them the amounts and dates, and they will click Add to Cart.  When they check out, they will enter in their payment information, see the payment plan, agree to automated billing, then place their order. This will collect the initial payment and transaction fees, as well as any sales taxes due. The future payments will be automatically billed to the user on the specific dates.

Keep track of the payments due in Payment Plans by going to Accounting > Reports and selecting Accounts Receivable Report from the dropdown menu. You can see payments made and payments due for each product, and if you need to stop a payment plan, you can click the Refund Transaction button. It will cancel the Payment Plan and refund the payments that have been made.